Attention homeowners in Carlsbad and San Diego County: Get an Appraisal today!

The top seven reasons CA homeowners use A Plus Appraisals, Inc.:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge San Diego county's assessment of your property
To reduce their monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If real estate needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate

Own a house in or near Carlsbad, CA and need help deciding the value of it?
Contact A Plus Appraisals, Inc..

We at A Plus Appraisals, Inc. understand the individual needs of a customer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. Being a regular consumer that ordinarily doesn't see an appraisal on a regular basis,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at A Plus Appraisals, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value assessment than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are seasoned in helping customers just like you rid yourselves of unnecessary PMI insurance.

Challenging San Diego county's assessment of your property

Lets say your home is not appreciating as much as other houses close by -- your local tax assessor may have your home overvalued. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. An appraisal from A Plus Appraisals, Inc. is your best weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from A Plus Appraisals, Inc. can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for accuracy or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from A Plus Appraisals, Inc. can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.